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Do you have relatives and friends coming to the U.S.? If so, take a look at this. The United States has by far the most expensive health care system in the world. The good news is that medical insurance can ensure you of receiving the best care available. The reasons for the especially high cost of health care in the U.S. is attributed to a number of factors, ranging from the rising costs of medical technology and prescription drugs to the high administrative costs resulting from the complex multiple payer system in the US. If a visiting friend or loved one goes down with an unexpected ailment, do they have medical coverage? Visitor Medical Insurance is reasonably priced and makes good sense. Here are a few facts: The initial cost associated with a stroke or heart attack averages $15,000 in hospital charges. Physician fees, anesthesia, drugs, and supplies are additional expenses that push the initial cost of stroke or heart attack to over $25,000. The average hospital room alone costs $212. per day. The average cost for an emergency room visit is over $600.; for people ages 45 to 64 the average emergency room visit is almost double that amount. Average costs for other medical problems can be found easily on the internet. The bottom line is that it is expensive. The insurance may be purchased in advance or once the visitor arrives. You may purchase the insurance on behalf of another person. No medical exam is required. The visitor insurance policies do not cover pre-existing conditions. Coverage can accommodate any timeframe and can be extended if the visitor has a longer stay than originally planned.
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