International Travel Insurance Plans


Short Term Travel Insurance Plans - 5 days to 1 year Patriot International Individual Travel Insurance Plan Group Travel Insurance Plan Long Term Travel Insurance Plans - over 1 year Individual Travel Insurance Plan Group Travel Insurance Term Plan Evacuation Insurance Plans

Short Term Travel Insurance Plans

Patriot International

Our most popular plan.

Patriot International provides coverage for U.S. Citizens traveling outside the U.S. for a minimum of 10 days up to a maximum of two years. Your choice of deductible amount and policy maximum amount. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years.

Individual Travel Insurance Plan

Patriot Exchange

Medical Insurance for Cultural Exchange Individuals Traveling Abroad

The Patriot Exchange Program is designed for those who are:

actively engaged or participating in an educational or cultural exchange program in the country of assignment.
traveling to a destination that is not their home country.

Obtaining coverage is as simple as:

filling out the Enrollment Form with the information requested.
mailing or faxing the above information to your independent agent or IMG.

To see a complete pdf version of the brochure, please click on the brochure image to the right.

Patriot Executive Travel

International Short Term Travel Insurance

Patriot Executive travel Insurance is designed for US citizens who:

are under the age of 76,
are covered by an individual or group medical plan, and
travel outside of the United States frequently throughout the year.

Non-US citizens who:

are under the age of 76,
are covered by an individual or group medical plan, and
travel outside your home country frequently throughout the year.

Although the Patriot Executive plan is not renewable, it can be rewritten for succeeding or subsequent coverage periods. New Deductible, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions apply to any succeeding or subsequent Period of Coverage.A new application also must be completed.

To see a complete pdf version of the brochure, please click on the brochure image to the right.

Patriot Extreme

International Short Term Travel Insurance - Individual
Designed for the international traveler who engages in extreme sports Patriot Extreme provides coverage for a large array of extreme sports while providing up to US$50,000 of medical coverage. To see a complete pdf version of the brochure, please click on the brochure image to the right.

Group

Patriot Group Travel Medical Insurance

International Short Term Travel Insurance - Group

Medical Insurance for Groups of Five or More Traveling Abroad

Patriot Group Travel Medical Insurance is designed for organizations who:

have a group of 5 or more that will be traveling together, and
are traveling to a destination that is not the home country of any of the traveling members.

Obtaining coverage is as simple as:

Each group must have 5 or more members.
Fill out the Enrollment Form with information on Sponsoring Organization.
Fill out the Census Form with information on each Group Member.
Calculate your premium and select desired payment mode.
Mail or fax the above information to your independent agent or IMG.

To see a complete pdf version of the brochure, please click on the brochure image to the right.

Patriot Group Travel Medical Insurance

International Short Term Travel Insurance - Group

Medical Insurance for Groups of Five or More Traveling Abroad

Patriot Group Travel Medical Insurance is designed for organizations who:

have a group of 5 or more that will be traveling together, and
are traveling to a destination that is not the home country of any of the traveling members.

Obtaining coverage is as simple as:

Each group must have 5 or more members.
Fill out the Enrollment Form with information on Sponsoring Organization.
Fill out the Census Form with information on each Group Member.
Calculate your premium and select desired payment mode.
Mail or fax the above information to your independent agent or IMG.

To see a complete pdf version of the brochure, please click on the brochure image to the right.

Patriot Group Exchange Program

International Short Term Insurance - Group

Medical Insurance for Exchange Groups Traveling Abroad

The Patriot Group Exchange Program is designed for those who are:

actively engaged or participating in an educational or cultural exchange program in the country of assignment through a sponsoring organization or school.
traveling in a group to a destination that is not the home country of any of the traveling members.

Obtaining coverage is as simple as:

filling out the Enrollment Form with information on Sponsoring Organization.
filling out the Census Form with information on each Group Member.
mailing or fax the above information to your independent agent or IMG.

To see a complete pdf version of the brochure, please click on the brochure image to the right.

Long Term Plans

Individual

Global Medical Insurance

International Long Term Insurance - Individual

Global Medical Insurance offers worldwide coverage to a wide variety of international clientele, including expatriates, international executives, diplomats, students, entertainers and other international travelers.

Global Medical Insurance offers you the choice of three plan options: Silver, Gold and Platinum. You also have the opportunity to select a coverage area: worldwide or worldwide excluding the U.S. and Canada. Simply choose the plan option and coverage area that best fits your needs. Each one offers a full range of benefits suited for individuals and families, provides coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment.

As part of the eligibility requirements for Global Medical Insurance, U.S. citizens must reside abroad or plan to leave the U.S. on their effective date and plan to reside abroad for at least six of the next 12 months. Non-U.S. citizens may reside anywhere, including their country of citizenship, although certain eligibility restrictions may apply to non-U.S. citizens residing in the U.S.

You also have the option of adding Global Term Life Insurance and Global Daily Indemnity to your Global Medical Insurance coverage.

Global Term Life Insurance
Global Term Life Insurance provides protection for your family at the time of a traumatic loss and is available with no additional underwriting. This coverage is available for a standard annual premium of US$240 and includes an Accidental Death and Dismemberment benefit.

Global Daily Indemnity
Global Daily Indemnity pays you US$100 for each covered overnight hospital stay other than those related to maternity.

Lifetime Eligibility
Lifetime medical coverage is available if you are enrolled in the Global Medical Insurance plan by your 65th birthday and maintain continuous coverage to age 75. Prior to your 75th birthday you will receive a summary of benefits of a new plan, Global Senior Plan®, and an enrollment form for coverage. There is no additional medical underwriting. You simply need to review the benefits, and complete and return the enrollment form with your premium.

To see a complete pdf version of the brochure, please click on the brochure image to the right.

Group

Geo Group

International Long Term Travel Insurance - Group

GEO is a revolutionary program designed to meet the global health care needs of international assignees, and provide multinational employers with flexible options of both benefits and services.

The IMG solution for the international employer is GEO Group, (The Global Employer’s Option) a comprehensive yet cost-effective plan designed specifically for employers who need international group medical coverage for their employees around the globe. GEO provides a wide range of customizable benefits that can be modified to suit your specifications, combined with the top-shelf service of an established leader in the international medical insurance arena.

IMG focuses solely on the international medical insurance market while performing all administration functions in-house via our service centers in the US and the UK, thus giving us greater control over the quality of our service and helping to keep your costs low.

To see a complete pdf version of the brochure, please click on the brochure image to the right.

Student Health Advantage

International Long Term Travel Insurance - Group

Long-term, worldwide medical insurance for groups of two or more international students.

As a global student, assurance and peace of mind are a priority when you study abroad. That’s why IMG has developed Student Health Advantage, an international health care plan designed to specifically meet the needs of international students involved in long-term educational programs. The plan offers a complete package of international benefits available 24 hours a day.

The following conditions apply to all persons applying for and/or enrolling in Student Health Advantage:

The group member must be a full-time student or scholar at a college or university.
The group member must be residing outside his/her home country for the purpose of pursuing international, educational activities including but not limited to college course work, conducting research or teaching for a temporary period of time.
Must not have obtained residency status in Host Country.
Dependents have to be legal dependents, traveling with the group as a dependent of a group member and traveling outside their home country.

Obtaining coverage is as simple as:

Filling out the Enrollment Form with the information requested.
Mailing or faxing the above information to your independent agent or IMG.

To see a complete pdf version of the brochure, please click on the brochure image to the right.

Evacuation Plans

Sky Rescue

International Long Term - Evacuation Insurance

Sky Rescue provides scheduled coverage for individuals under the age of 65 traveling outside their home country for a minimum of three months.

The plan may be purchased for three months, six months or 12 months and can be rewritten for succeeding or subsequent periods. New Deductible, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions will apply, and a new application must also be completed.

To see a complete pdf version of the brochure, please click on the brochure image to the right.