Long Term Travel Insurance Plans
Individual
| International Long Term Insurance - Individual |
 Global Medical Insurance offers worldwide coverage to a wide variety of international clientele, including expatriates, international executives, diplomats, students, entertainers and other international travelers.
Global Medical Insurance offers you the choice of three plan options: Silver, Gold and Platinum. You also have the opportunity to select a coverage area: worldwide or worldwide excluding the U.S. and Canada. Simply choose the plan option and coverage area that best fits your needs. Each one offers a full range of benefits suited for individuals and families, provides coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment.
As part of the eligibility requirements for Global Medical Insurance, U.S. citizens must reside abroad or plan to leave the U.S. on their effective date and plan to reside abroad for at least six of the next 12 months. Non-U.S. citizens may reside anywhere, including their country of citizenship, although certain eligibility restrictions may apply to non-U.S. citizens residing in the U.S.
You also have the option of adding Global Term Life Insurance and Global Daily Indemnity to your Global Medical Insurance coverage.
Global Term Life Insurance
Global Term Life Insurance provides protection for your family at the time of a traumatic loss and is available with no additional underwriting. This coverage is available for a standard annual premium of US$240 and includes an Accidental Death and Dismemberment benefit.
Global Daily Indemnity
Global Daily Indemnity pays you US$100 for each covered overnight hospital stay other than those related to maternity.
Lifetime Eligibility
Lifetime medical coverage is available if you are enrolled in the Global Medical Insurance plan by your 65th birthday and maintain continuous coverage to age 75. Prior to your 75th birthday you will receive a summary of benefits of a new plan, Global Senior Plan®, and an enrollment form for coverage. There is no additional medical underwriting. You simply need to review the benefits, and complete and return the enrollment form with your premium.
To see a complete pdf version of the brochure, please click on the brochure image to the right.
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Group
| International Long Term Travel Insurance - Group |
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 GEO is a revolutionary program designed to meet the global health care needs of international assignees, and provide multinational employers with flexible options of both benefits and services.
The IMG solution for the international employer is GEO Group, (The Global Employer’s Option) a comprehensive yet cost-effective plan designed specifically for employers who need international group medical coverage for their employees around the globe. GEO provides a wide range of customizable benefits that can be modified to suit your specifications, combined with the top-shelf service of an established leader in the international medical insurance arena.
IMG focuses solely on the international medical insurance market while performing all administration functions in-house via our service centers in the US and the UK, thus giving us greater control over the quality of our service and helping to keep your costs low.
To see a complete pdf version of the brochure, please click on the brochure image to the right.
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| International Long Term Travel Insurance - Group |
 Long-term, worldwide medical insurance for groups of two or more international students.
As a global student, assurance and peace of mind are a priority when you study abroad. That’s why IMG has developed Student Health Advantage, an international health care plan designed to specifically meet the needs of international students involved in long-term educational programs. The plan offers a complete package of international benefits available 24 hours a day.
The following conditions apply to all persons applying for and/or enrolling in Student Health Advantage:
- The group member must be a full-time student or scholar at a college or university.
- The group member must be residing outside his/her home country for the purpose of pursuing international, educational activities including but not limited to college course work, conducting research or teaching for a temporary period of time.
- Must not have obtained residency status in Host Country.
- Dependents have to be legal dependents, traveling with the group as a dependent of a group member and traveling outside their home country.
Obtaining coverage is as simple as:
- Filling out the Enrollment Form with the information requested.
- Mailing or faxing the above information to your independent agent or IMG.
To see a complete pdf version of the brochure, please click on the brochure image to the right.
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